Lockdales Auctioneers
A bespoke, branded Stripe checkout for a long-established Suffolk coin and medal auction house — every buyer payment matched back to its lot automatically.
The Challenge
A long-established Suffolk coin, medal and collectables auction house, reconciling large volumes of buyer payments against winning lots by hand after every sale — invoices settled by bank transfer or card details taken over the phone, then matched to their lots manually.
The Solution
A bespoke, branded checkout processed by Stripe on the Lockdales account, with each card payment carrying its invoice and lot reference so it is matched back automatically, and funds settling straight to the Lockdales bank account.
The Impact
- Branded payment page live on the Lockdales site
- Card payments reconciled against lot records automatically
- Funds settle straight to the Lockdales bank account
Inside the Lockdales Build
The shape of the checkout and the reconciliation that sits behind it.
These are illustrative reconstructions of the kind of checkout and reconciliation flow built for Lockdales — not screenshots of live client data.
What This Demonstrates
The patterns in this build that carry over to any business getting paid the hard way today.
Branded Card Checkout
A payment page in Lockdales colours on the Lockdales domain — not a generic processor screen buyers have never heard of.
Automatic Lot Reconciliation
Every payment carries its invoice and lot reference, so post-sale matching happens on its own instead of by hand.
One-Tap Mobile Payment
Buyers settling from a phone pay with Apple Pay in one tap instead of typing out card details.
FCA-Regulated Processing
Payments run through Stripe, an FCA-regulated processor, on the Lockdales account — SettlePay never holds the funds.
Direct Settlement
Money moves from the processor straight to the Lockdales bank account, exactly as it did with bank transfers — just without the chasing.
How It Connects
Behind the page, every payment carries its reference — an invoice number, tenancy, lot or mandate — so it is matched back to the business's records automatically, reminders go out on schedule instead of from someone's evening to-do list, and the books update themselves. Funds settle directly from the processor to the business's own bank account; SettlePay never holds funds. Payments are processed by FCA-regulated partners.
What Would This Look Like on Your Numbers?
Tell us how you get paid today — bank transfers, cheques, card numbers over the phone — and what systems you already run. We'll map what we could realistically automate for you, and what it would save.