Guided Account Setup
We walk you through opening your own merchant account with Stripe, Adyen or Checkout.com — no jargon, no paperwork headaches.
Bespoke payment pages, built for your business
We design and build your branded checkout page and connect it to a trusted payment processor — you get paid faster, and the admin does itself.
Or paste your website address and see your own page first →
Bespoke build · Your own merchant account · Fixed written quote · Payments processed by FCA-regulated partners
Payment
All transactions are secure and encrypted.
Payments processed by FCA-regulated partners · Correct as of July 2026
Live with Lockdales AuctioneersHowever They Choose to Pay
Card, phone or digital wallet — whatever’s in their pocket, your own branded page takes it, and the payment reconciles itself. You just get paid.
We handle every step — from setting up your merchant account to building your branded checkout page — so you never chase a bank transfer again.
We walk you through opening your own merchant account with Stripe, Adyen or Checkout.com — no jargon, no paperwork headaches.
Bespoke payment pages that match your company's look and feel — professional, on-brand and buyer-friendly.
Every card payment is matched to your invoices and records automatically — no more chasing bank transfers.
We handle the entire setup and walk your team through it — no technical know-how required.
One live client and six fictional demo brands — each replacing bank transfers, cheques or card numbers read out over the phone with a branded page customers trust.
Auction houses, tradespeople, clinics, accountants — built for small businesses across the UK.
Buyers once paid by bank transfer or read card details down the phone. Now they settle their invoice on a secure, Lockdales-branded page — by BACS or card — entering their bidder number as the reference.
Approve an invoice in Xero and the rest happens on its own: link texted, paid in one tap, marked paid in Xero, reminders only if needed. No more card numbers down the phone.
Holding deposits paid by branded link the moment an applicant is approved — matched to the tenancy automatically, with a live deposit log replacing the Excel sheet.
Apart from Lockdales Auctioneers, the businesses shown are fictional brands created to demonstrate the range of what we build.
We never hold your money. We connect your business to FCA-regulated processors — and hand you the keys.
A secure checkout page that lives on your site, branded exactly how you want it — matched to your website's colours and identity, or styled differently if you prefer. Clients pay by card, Apple Pay or Google Pay, and traditional bank transfer stays on the table too. Not everything has to run on cards either — most processors also offer Pay by Bank, which carries a lower fee and still lands in the same dashboard.
We wire your checkout directly to your chosen processor — a trusted, modern name such as Stripe, Adyen or Checkout.com. Every transaction is tracked in real time, and funds settle straight to your business bank account. Already on spreadsheets? That’s fine — your dashboard exports a clean spreadsheet of every payment, so your existing records carry on working.
We build digital bridges directly into your accounting software (like Xero or QuickBooks). When a client pays, the system instantly marks that invoice as “Paid”.
Card payments travel straight from your customer to your processor and settle in your own bank account — SettlePay never holds your funds.
You decide how integrated it gets — we handle every step, custom invoice designs and email templates included.
The customer opens the payment page, types in the amount they owe, and pays — ideal when totals vary or are agreed case by case.
Each invoice goes out with its own link to a pre-filled payment page — the customer just enters their card details and pays.
spent on UK debit and credit cards in 2024 — across 31.4 billion transactions.
Source: UK Finance card spending data, 2024
Your customers already pay this way. A bespoke payment page makes paying you the easy part.
Getting set up isn’t a drawn-out project that swallows your calendar. Once your merchant account exists, we do the heavy lifting — you just point us at how you’d like to get paid.
From your merchant account being approved.
You open your own account with the processor that fits — we guide you through it in a single sitting. That’s the starting gun; everything after is on us.
We design, build and connect your branded checkout. In as little as two working days from your account being created, you’re taking card payments.
Invoicing templates, automatic payment links, accounting bridges and reconciliation — the deeper work that ties it all together follows in as little as five working days.
Up against a deadline? We run an urgent service for short-notice builds — just mention it when you enquire.
Most small businesses settle for bank transfers or a generic payment link. Here is what each actually gives your customer, and you.
| Capability | Bank transfer & chasing | Generic payment link | Your branded page |
|---|---|---|---|
| Customer sees your brand, not a bank form | No | No | Yes |
| No card numbers read out over the phone | No | Yes | Yes |
| Automatic receipts for every payment | No | Yes | Yes |
| Payments matched to your invoices for you | No | No | Yes |
| Apple Pay and Google Pay built in | No | No | Yes |
| Designed, built and managed for you | No | No | Yes |
No vague claims about bank-grade anything. These are the specific protections every SettlePay-built page ships with, by construction.
Every card payment runs through the bank’s own verification step before it is approved — the same check the big retailers use, handled by the processor.
Verified by the customer’s bank
Customers enter their card number on the processor’s secure page, not on your website — so there is nothing sensitive on your side to steal, and nothing for you to look after.
Hosted by an FCA-regulated processor
The moment money arrives, you and your customer both know — an automatic receipt for them, a matched invoice for you, and a settlement notification to your inbox.
Receipt, match and notification — automatic
See how many hours you could reclaim each month by replacing manual bank transfers with automated card collection.
Over a year that's 288 hours — 38working days — about £8,640 in admin time reclaimed.
These figures are based on the numbers you enter — your actual savings will vary.
Every project is a fixed written quote agreed before work begins — no retainers, no open-ended bills.
Send us a short enquiry — free and no-obligation. We'll review your current payment workflow and show you exactly how a bespoke checkout page, with payments processed by an FCA-regulated processor, can eliminate the admin.
A fixed written quote before any work begins — no retainers, no open-ended bills.
Free and no obligation — a reply within one working day.